ok, who did i piss off in a former life?

so my brakes were shot on my car. it always seems that when they go bad, we're flat broke so we have to wait till everything has to get replaced. so as usual, my brakes went from needing new pads a couple months ago, just as i got laid off, to now when they came grinding to a noisey and painful halt. last time this happened the bill was $500. this time we got lucky, only $172. apparently last time it was all 4 wheels that needed to get fixed, this time just the front. lucky right?! oh hell no. they test drove it, all's well. i get my car today, drive no more than 5-7 miles, before i smell something like burning wires, or burning metal. so i pull over, get out, and see my driver's side front wheel well smoking.
i take it back to the garage since i'd only been gone an hour from them, and they look and see that the piston in the caliper, sorry if that's misspelled, but anyway the piston is seized up. jammed into place and since it wasn't releasing all the way, the brakes were searing into the rotars. so that's what caused the smoking and smell and if i hadn't brought it back, could have caught my car on fire or clamped the brakes down and my car wouldn't move anymore. well, that one tire wouldn't move. lovely, just f'in great.
well the guy who works on my car is a friend so he's going to fix it for the cost of the parts, but not charge us for labor. he said it's a fluke that this happened, but he's still gonna help us out anyway he can. a completely new car would be the way to help us, in my opinion, but i'm not complaining.
i just want to know what it is that my luck makes elephant dung look like squirrel droppings? i mean seriously?! if it weren't for bad luck, i wouldn't have any luck at all. i'd like to return the luck to whomever sent it my way, but i don't know how.
i just don't get it. i don't understand why this always happens to us. my hubby and i are good people. we don't steal, cheat, or kill. we pay our taxes, follow the laws of man and god, we have given when we never expected to receive. yet i know criminals who have it better and easier than we do. people who have fancy houses and cars and more money than intelligence who win the lottery. yet we work our asses off till we can't see straight, sacrifice time with each other, our friends, and our families just so we can pay the power bill this month. why is it so hard for us to just catch a break?!
ok God. tag, you're it!